Current status in Europe
According to the pre-analysis made by the FINMAN project consortium, it has never been easier to spend or invest money than nowadays. There are open markets, online shopping, traditional and modern investment opportunities, like stocks, shares and Bitcoins and almost everything is easily accessible via mobile technologies. On the other hand, we have an expansive banking sector that offers financing opportunities often poorly understood by the general public. In Europe, virtually every adult citizen has to operate with money in some capacity. Free movement and trade opportunities in the EU also promote transnational contacts and exchange, but very few people are familiar with the details of foreign country’s financing.
FINMAN project goal
Our goal is to provide financial education to the most disadvantaged people, who need this knowledge the most, before making major financial decisions and support them in order to make the ones which are the best for each one individually. For that reason, we intend to develop learning content, assessment tools and a trainer’s guide based on the identified knowledge gaps and skills needed. Moreover, all the material has the potential to reach even more people not only during the project but also outside of it, since it can be used for further initiatives, as well.
Courses We Offer
Taxes
Learn how to organise and budget your finances properly, including tax planning while properly managing financial charges.
Cyber security when dealing with finances
Lack of knowledge makes you vulnerable to online threats. Be better prepared and protected by identity theft, phising and other common cybercrimes.
Savings and investment rates
Find out how to achieve proper financial management and develop competences to operate better with your finances in a wide range of fields.
Pensions, social security and thinking early about the future
The intense pressure on public pension systems leads individuals to shift to personal insurance systems. We offer higher levels of financial literacy in order to make the best decision for yourself.
Loans and mortgages
A great share of debt in the EU is made up of mortgage debt! Financial literacy can help understand the implications of debt problems, especially for young households and homeowners.
Personal and business budgeting
Gain knowledge and boost your confidence by getting a better understanding with regard to personal finance putting into practice practical elements included in the training course.
Online banking
Improve your digital competences and learn from scratch how to work and carry out most of the everyday transactions with finances online.
Salary and work contract elements
Increase your employability skills and learn everything you need to know about the work environment, especially before entering the job market for the first time.
Nikolay Tsolev, project manager at RCCI
“Financial literacy is not only convenience and better money management – in our modern world it is a necessity and extremely important skill, that everyone should have. With FINMAN project we want to make a notable contribution for achieving that goal.”
Desislava Dimitrova, trainings organizer at RCCI
“It’s never too early to start thinking about pension saving plans! FINMAN can help you understand better the risks and benefits while presenting different possibilities to save for your retirement.”
Viviana Mazzaggio, Project Manager of Eurocrea Merchant
“Act with FINAMN and raise awareness regarding tax deductions and tax rates while understanding direct and indirect taxation and how to calculate taxes. Frustration is so overrated!”
Panayiota Sofokleous, Project Researcher of Emphasys Centre
“When you have clear financial goals, money management is much easier! FINMAN project help end users make better decisions and prepare various saving plans while helping you prepare the investment portfolios.”
Isabel Nuez, Senior Manager International Projects of FEUZ
“Experiencing problems when taking a loan? Did you make a bad decision on the mortgage? Tackle these problems with FINMAN and feel free to re-negotiate!”
Elisa Yoshitake, Project Manager of Coopération Bancaire
“FINMAN project can make online banking understandable and easy for all ages! No need to struggle any more with finance management, online payments and various products (debit, credit, hybrid).”
Kosmas Vamvalis, Technical Manager of Atlantis Engineering
“Today’s online environment for transactions makes life so easy! However, it also brings the burden and stress of possible internet scams and frauds. Be aware of cyber security and recognize how to avoid getting scammed with FINMAN!”
Aris Chronopoulos, President of IDEC S.A
“FINMAN helps in keeping you safe. Monitoring your finances, budgeting which means setting goals and seeing them through, controlling your expenses, will keep you safe and this, in turn, will enable you to become successful both personally and professionally.”
Tina Baloh, Project Manager of UPI Zalec
“Minimize challenges with FINAMN while raising awareness on different work contract elements, obligations and learn how to pay more attention to pay slip elements and salary!”
Target Group
